{"id":2872,"date":"2020-12-15T21:12:43","date_gmt":"2020-12-16T02:12:43","guid":{"rendered":"https:\/\/www.aldia.unah.edu.pe\/?p=2872"},"modified":"2020-12-15T21:14:03","modified_gmt":"2020-12-16T02:14:03","slug":"soluciones-de-pago-innovadoras","status":"publish","type":"post","link":"https:\/\/aldia.unah.edu.pe\/?p=2872","title":{"rendered":"Soluciones de pago innovadoras"},"content":{"rendered":"\n
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Uriel Rigoberto Quispe Quezada<\/span>
uquispe@unah.edu.pe<\/span><\/figcaption><\/figure>\n

Una vez m\u00e1s, se comprueba ante la crisis, sale a reflote la innovaci\u00f3n, en el Per\u00fa existe un vasto potencial en brindar soluciones que faciliten las necesidades de la poblaci\u00f3n.<\/span><\/p>\n

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A ra\u00edz de la pandemia, donde se corre el riesgo de contraer el virus por la manipulaci\u00f3n de dinero, surge como alternativa la billetera digital, que es uno de los medios que se pudieron establecer y llamar la atenci\u00f3n entre los consumidores, llegando a ser los m\u00e1s utilizados entre las personas, que toman el debido inter\u00e9s de prevenir y protegerse de los efectos adversos.<\/span><\/p>\n

La billetera digital, es uno de los medios de pago m\u00e1s eficientes a la hora de realizar transacciones comerciales, pagos diversos a servicios u otra \u00edndole, diversas empresas actualmente est\u00e1n incursionando en este apasionante mundo digital, siendo la representativa, la plataforma de una Billetera M\u00f3vil Digital (BIM), cuyo nivel de suscriptores alcanza los 100 mil establecimientos afiliados a nivel nacional.<\/span><\/p>\n

En que consiste realmente esta iniciativa de billetera digital, en realidad permite realizar transacciones comerciales de compra y venta de productos sin la necesidad de usar efectivo desde cualquier celular inteligente.<\/span><\/p>\n

Previniendo la manipulaci\u00f3n constante del dinero en f\u00edsico, se evita de correr el riesgo de ser el medio de contagio del virus y facilita la modernizaci\u00f3n de negocios que incursionen al mundo digital, que puedan cobrar sin contacto directo con sus clientes, sino por del c\u00f3digo QR, ofreciendo rapidez, confiabilidad y seguridad.<\/span><\/p>\n

Adem\u00e1s, logra que las personas se bancaricen y de esta forma utilicen este historial en favor de su r\u00e9cord crediticio que les sirva para acceder a pr\u00e9stamos financieros.<\/span><\/p>\n

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Dinamizar el sector empresarial, logrando que los negocios peque\u00f1os alcancen un nivel expectante en el mundo digital y administren eficientemente sus recursos, no solamente con este tipo de plataformas, sino que trabajen con entidades, realizando diversas operaciones financieras.<\/span><\/p>\n

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Fuente: Distribuci\u00f3n \/ Actualidad<\/figcaption><\/figure>\n

Este tipo de plataformas, administran gran cantidad de datos, que facilitan la vida diaria de muchas personas, e incluso el Estado a trav\u00e9s de sus canales respectivos, est\u00e1 utilizando estos medios en la emisi\u00f3n y destino de los bonos, para el alcance de la poblaci\u00f3n beneficiaria.<\/span><\/p>\n

A BIM, Lukita y PLIN (perteneciente a BBVA), se le suma las ya conocidas Tunki y Will (de Interbanck), Yape (de BCP) y de varias Startups Peruanas como M\u00e1ximo.<\/span><\/p>\n

Afiliarse a una de ellas es r\u00e1pido y sencillo, solo se requiere registrarse, descargar el aplicativo y contar con un celular inteligente con n\u00famero telef\u00f3nico valido del titular.<\/span><\/p>\n

La transformaci\u00f3n digital en los negocios en el Per\u00fa ya es una realidad, y \u00e9sta avanza a pasos firmes de cara a dinamizar a\u00fan m\u00e1s en las operaciones financieras, teniendo como dato interesante, que, de acuerdo a encuestas realizadas por Ipsos Per\u00fa, el 84% de la poblaci\u00f3n urbana en el Per\u00fa cuenta con un tel\u00e9fono inteligente, pero solamente de \u00e9stos el 47% tiene un producto financiero.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Una vez m\u00e1s, se comprueba ante la crisis, sale a reflote la innovaci\u00f3n, en el Per\u00fa existe un vasto potencial en brindar soluciones que faciliten las necesidades de la poblaci\u00f3n. A ra\u00edz de la pandemia, donde se corre el riesgo de contraer el virus por la manipulaci\u00f3n de dinero, surge como alternativa la billetera digital, […]<\/p>\n","protected":false},"author":1,"featured_media":2874,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-2872","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uriel-rigoberto-quispe-quezada"],"yoast_head":"\nSoluciones de pago innovadoras - UNAH ALDIA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aldia.unah.edu.pe\/?p=2872\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Soluciones de pago innovadoras - UNAH ALDIA\" \/>\n<meta property=\"og:description\" content=\"Una vez m\u00e1s, se comprueba ante la crisis, sale a reflote la innovaci\u00f3n, en el Per\u00fa existe un vasto potencial en brindar soluciones que faciliten las necesidades de la poblaci\u00f3n. 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